As the name implies this coverage relate to very broad coverage other than automobile. The Truckers General Liability Insurance pays for injuries or property damage you cause as a result of business activities NOT directly related to operating your truck.
Protection for injuries or property damage sustained while on your premises, using your products or services, or because of a breach of contract are some of the more customary types of risk this coverage is intended for. This policy can also include many options specific for your type of business (exp: pollution; environmental; underground; professional).
General Liability policy provides the following coverage:
- Bodily Injury and Property Damage Liability
- Personal Injury and Advertising Injury Liability
- Medical Payments
- Products / Completed Operations
- Damage to Premises Rented to You
Limits, Deductibles, and Other Details
Personal or advertising injury covers injury to a person or entity that is not physical in nature and is the result of negligence on your part. An example would be if you use another company’s logo in your advertising.
General Liability Medical Payments cover physical injuries to people that are typically not on your premises, but may become injured while on your property. If a customer is on your premises and slips and falls in the parking lot, Motor Truck General Liability insurance may provide coverage.
Products / Completed Operations provides coverage for bodily injury or property damage that happened as a result of delivering someone else’s goods.
What is the difference between General Liability and Primary Liability Insurance?
Primary Liability covers damage done to other people or property resulting from use of your truck. General Liability protects your business from lawsuit and litigation resulting from damages caused by your business’ day-to-day operations.
Quote online or call our office now for more information on policies and how we can help you get the right level of protection.